Sterling Trust Bank — Banking Built for Britain
Sterling Trust Bank
Sterling Trust Bank
FCA Regulated

Banking You Can
Trust, Built for
Modern Britain.

Sterling Trust Bank — Banking Built for Britain. Providing personal banking, business accounts, lending, and expert financial guidance you can rely on.

5+
Years of Service
4.2k
Active Customers
£80m+
Assets Managed
98%
Satisfaction
•••• •••• •••• 4821
Cardholder
J. STERLING
SB.
Account Balance
£24,850
+3.2% this month
Savings Rate
4.75% AER
Easy Access ISA
ISA Savings Rate: 4.75% AER Personal Loan Rate from 6.9% APR Business Accounts Now Open Financial Advisory Consultations Available FSCS Protected up to £85,000 Sterling Trust Bank Online Banking ISA Savings Rate: 4.75% AER Personal Loan Rate from 6.9% APR Business Accounts Now Open Financial Advisory Consultations Available FSCS Protected up to £85,000 [email protected]

Savings & ISAs

Grow your money with competitive interest rates. From easy-access savings to fixed-term ISAs, we have a product that suits your goals.

Cards & Payments

Our debit and credit cards come with contactless payments, fraud protection, and 24/7 account access from anywhere.

Personal Loans

Flexible lending solutions for every need — from home improvements to life milestones — with transparent rates and no hidden fees.

Sterling Trust Bank
5+
Years of trusted banking
About Sterling Trust Bank

Your Trusted Financial Partner

Sterling Trust Bank was built on a simple belief: banking should be personal, transparent, and genuinely helpful. We combine the stability of a traditional bank with the agility of modern financial services.

Our dedicated team serves individuals, families, and businesses. We are fully regulated by the FCA and your eligible deposits are protected by FSCS up to £85,000.

  • FCA authorised and regulated bank
  • FSCS deposit protection up to £85,000
  • Dedicated relationship managers for every client
  • Transparent pricing with no hidden charges
  • Expert team you can always reach
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What We Offer

Comprehensive Financial Services

Everything you need to manage, grow, and protect your wealth — all under one roof with Sterling Trust Bank.

Business Banking

Dedicated business current accounts, merchant services, and corporate lending for UK SMEs and sole traders.

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Credit & Debit Cards

Feature-packed cards with competitive cashback, travel rewards, purchase protection, and real-time alerts.

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Financial Advisory

One-to-one consultations with our certified advisers to help you plan for retirement, invest wisely, and reach your goals.

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Insurance Products

Protect what matters most with life, income protection, and buildings insurance underwritten by leading UK insurers.

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Savings & Investments

Build your future with our range of ISAs, fixed-rate bonds, and investment accounts tailored to your risk appetite.

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Loans & Mortgages

Flexible personal loans and competitive mortgage products with clear repayment terms, subject to credit approval.

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Simple Process

Getting Started is Straightforward

01

Apply Online or In Branch

Complete your application in minutes online, or visit our branch for a face-to-face appointment with one of our advisers.

02

Identity Verification

We'll verify your identity securely using our digital KYC process. Most applications are reviewed within one working day.

03

Account Approval

Once approved, you'll receive your welcome pack, account details, and any cards within 3–5 working days.

04

Start Banking

Access your account online at https://sterlingtrustb.com/ or via our mobile app. Your relationship manager is always on hand.

How Sterling Trust Bank works
Customer Stories

What Our Customers Say

Thousands of individuals and businesses trust Sterling Trust Bank every day.

"Switching to Sterling Trust Bank was the best financial decision I've made. The team took time to understand my situation and found me a mortgage rate I couldn't get elsewhere."

SM
Sarah M.
Homeowner

"I set up my business account here three years ago. They've been incredibly supportive — the business adviser checks in regularly and the rates are very competitive."

JT
James T.
SME Owner

"Their advisers helped me plan for early retirement properly. No jargon, no pressure — just honest advice. I've recommended Sterling Trust Bank to everyone in my family."

LH
Linda H.
Retirement Planning

"The online banking platform is brilliant — clear, fast and secure. I manage everything from my phone. Customer service is always responsive whenever I need help."

RP
Robert P.
Personal Account Holder
The People Behind Sterling Trust Bank

Meet Our Team

Our experienced professionals are committed to delivering exceptional service every single day.

Katherine Wells

Katherine Wells

Head of Retail Banking
David Hartley

David Hartley

Senior Financial Adviser
Priya Sharma

Priya Sharma

Business Banking Manager
Thomas Clarke

Thomas Clarke

Loans & Mortgage Specialist
Account Plans

Simple, Transparent Pricing

Choose the account that fits your lifestyle and goals. No hidden fees, ever.

Essential
Free
No monthly fee

  • Personal current account
  • Visa debit card
  • Online & mobile banking
  • UK bank transfers
  • Cashback rewards
  • Priority in-branch service
  • Dedicated adviser access
Business
£25
per month

  • Business current account
  • Multiple company cards
  • Payroll management tools
  • Business lending access
  • Dedicated business adviser
  • Accountancy software link
  • Merchant services available
FAQ

Frequently Asked Questions

Have a question? We've answered the most common queries below.

Is my money safe with Sterling Trust Bank?
Sterling Trust Bank is authorised and regulated by the FCA. Your eligible deposits are protected by the FSCS up to £85,000 per person, per institution.
How do I open an account?
Apply online or contact us at [email protected]. You'll need valid photo ID and proof of address. Most applications are approved within one working day.
How do I access online banking?
Visit https://sterlingtrustb.com/ to access your Sterling Trust Bank online banking portal. For first-time login credentials, contact us directly at +44789954568.
What are your opening hours?
Mon–Fri: 9:00am – 5:30pm and Saturday: 9:30am – 1:00pm. Closed Sundays and Bank Holidays. Online banking is available 24/7.
Can I apply for a loan online?
Yes. Personal loan applications can be completed online in minutes. Mortgage and business loan applications benefit from a consultation with one of our specialists.
Are there fees for international transfers?
Essential account holders pay standard international transfer fees. Premium account holders receive free overseas card spending. Speak to your relationship manager about our foreign exchange services.
Financial Insights

Latest from Our Blog

Expert guidance and market commentary from the Sterling Trust Bank financial team.

ISA Guide
Savings
How to Make the Most of Your ISA Allowance in 2025
With the ISA allowance at £20,000 this tax year, here is how to maximise your tax-free savings and choose the right ISA type for your circumstances.
Katherine Wells · 14 Jan 2025
Business Cash Flow
Business
Five Ways to Improve Your Business Cash Flow in 2025
Cash flow management is critical for UK SMEs. Our business banking team shares practical strategies to improve your liquidity and protect your operations.
Priya Sharma · 8 Jan 2025
First Time Buyer
Mortgages
First-Time Buyer Guide: Property Market 2025
Navigating the property ladder for the first time can be daunting. Our mortgage specialists break it all down step by step for first-time buyers.
Thomas Clarke · 3 Jan 2025

Ready to Take Control of Your Finances?

Whether you're opening your first account, planning for retirement, or growing a business — Sterling Trust Bank has the expertise to support you every step of the way.

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Contact Details
9–10 Market Place, Chippenham SN15 3HF, United Kingdom
+44789954568
FCA Regulated · FSCS Protected
Get in Touch

We'd Love to Hear from You

Call us, email us, or send a message and our team will respond within one working day.

Sterling Trust Bank

Banking Built for Britain. Trusted banking you can rely on.

Address
9–10 Market Place, Chippenham
SN15 3HF, United Kingdom
Telephone
+44789954568
Opening Hours
Mon–Fri: 9:00am–5:30pm
Saturday: 9:30am–1:00pm

Authorised & regulated by the FCA. Deposits protected by FSCS up to £85,000.

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Fill in the form below and a member of our team will respond within one working day.